healthcare

How To Get Health Insurance If Your Employer Doesn’t Offer It?

In the United States, we’re used to getting health insurance through our job. But what if your employer doesn’t offer health insurance? Here’s how to get the coverage you need. What’s Your Situation? The best way to find health insurance without getting it through your employer is to know your work situation. Some small businesses …

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EPO Health Plan

What is an Exclusive Provider Organization (EPO) Health Plan?

Exclusive Provider Organization (EPO) health plans are network-based, combining the features of Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans to give policyholders the best of both worlds. How Does an EPO Plan Work? EPOs cover you based on the healthcare professionals you see and the facilities you visit. That’s why it’s important …

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guaranteed issue rights with Medicare

What are Guaranteed Issue Rights With Medicare?

An unfortunate situation beneficiaries can often find themselves in is being subject to underwriting. Underwriting is when an insurance company gathers information about you, and can then hike up the price of your premiums, or even deny you coverage entirely, because of pre-existing conditions. Because of underwriting, beneficiaries may be left without the insurance they …

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