Blog - Kannonball Insurance Solutions

What is an Exclusive Provider Organization (EPO) Health Plan?

Exclusive Provider Organization (EPO) health plans are network-based, combining the features of Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans to give policyholders the best of both worlds. How Does an EPO Plan Work? EPOs cover you based on the healthcare professionals you see and the facilities you visit. That’s why it’s important […]

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How Can I Get Health Insurance?

Health insurance / Rebecca Davis

Health insurance is a must, because without it, medical costs can rise to the point of being seemingly insurmountable. When you have health insurance, you only have to pay a fraction of the costs that you would if you were uninsured. The good news is that health insurance is easier to obtain than ever before,

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What is Individual Health Insurance?

Health insurance / Rebecca Davis

Individual health insurance is health insurance that covers only one person. It’s also a great option for people who do not have group health coverage through employment or are between jobs or looking for something different from their current coverage options. However, it’s important to understand how the policy works before making any decisions about

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When Can I Change My Medigap Plan?

Medicare Supplements / Rebecca Davis

Medigap, also known as Medicare Supplement Insurance, is a plan you can purchase through a private insurer to cover costs that Medicare Part A and B might not. There are ten different Medigap plans, each one offering separate benefits. With so many options, it’s important to do your research to make sure you’re purchasing the

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What are Guaranteed Issue Rights With Medicare?

Medicare / Rebecca Davis

An unfortunate situation beneficiaries can often find themselves in is being subject to underwriting. Underwriting is when an insurance company gathers information about you, and can then hike up the price of your premiums, or even deny you coverage entirely, because of pre-existing conditions. Because of underwriting, beneficiaries may be left without the insurance they

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seniors looking up the Medicare Annual Enrollment Period

Do I Have to Use the Medicare Annual Enrollment Period?

Medicare Enrollment / Rebecca Davis

One aspect of Medicare that can get overwhelming is understanding all the different enrollment periods and what actions you must take during each one. To ensure you’re taking advantage of all the opportunities available to you, let’s first do a quick overview of each enrollment period. Initial Enrollment Period The Initial Enrollment Period (IEP) is

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Can I Use the Medicare Star Rating System to Help Me Compare Plans?

Medicare / Rebecca Davis

When it comes to choosing your Medicare health plan, the number of choices available can quickly become overwhelming. To prevent yourself from decision paralysis, you can take advantage of the Medicare Star Rating System to help you find the Medicare plan that’s right for you. What is the Medicare Star Rating System? The Centers for

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Does Medicare Pay for Eye Exams?

Medicare, Medicare Advantage / Rebecca Davis

Eye exams are necessary for diagnosing possible problems with vision. The risk of developing certain eye conditions such as cataracts increases with age, making it necessary to get eye exams. With this in mind, it’s important for any Medicare beneficiary to understand the coverage they can receive for vision services with their Medicare plan. How

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Will Medicare Cover Blood Tests?

Medicare / Rebecca Davis

Blood tests are used to diagnose various diseases, screen for risk factors, and determine other factors about an individual’s health. It is a simple procedure that is used to detect warning signs and body function. Medicare covers different types of blood tests that approved healthcare providers recommend to keep track of the beneficiary’s health. Which

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