There are a lot of misconceptions when it comes to Medicare. Some of the biggest comes down to who is covered by Medicare, what it covers, and whether or not you need to enroll when you turn 65. Medicare Covers All of Your Healthcare Needs The fact is, Medicare only covers your basic healthcare needs.
Top 3 Medicare Myths You Should Be Aware Of Read More »
Changes to Medicare were a key point of contention when the Affordable Care Act (ACA) was in legislation. Some of the biggest changes as a result of the act include cost savings for Medicare Advantage insurance companies, caps on the cost of prescription drugs within the coverage gap, higher premiums for people with high incomes,
Does The Affordable Care Act Apply To Medicare? Read More »
Medicare Supplement Insurance (Medigap) is a useful form of insurance that can help make Medicare benefits more affordable. But some people are unable to enroll in Medicare Supplement Insurance. Here are some reasons why you may be unable to enroll in a Medicare Supplement Insurance policy. Medicare Supplement Insurance To be eligible for Medigap, you
What Would Keep You From Having a Medicare Supplement? Read More »
If you receive Medicare benefits, it is important to review your plan annually to see if you may be able to save money. This is especially true if you are enrolled in a Medicare Advantage plan, as there many of these plans available and they change over time. Keep reading to find out why you
Why All Medicare Beneficiaries Should Review Their Plans Annually Read More »
The coronavirus pandemic has had a tremendous impact on the daily lives of millions of Americans. If you feel you may have contracted the disease, you may be considering getting tested for the virus. But will your health insurance cover COVID testing? Keep reading to find out. Insurance and COVID Tests If you have health
How Does Your Insurance Cover COVID Testing? Read More »
If you have recently become eligible for Medicare, you may be curious about when you can enroll in Part A and Part B benefits. Unfortunately, you cannot enroll in Medicare benefits whenever you want, but you can enroll during specific periods of the year called enrollment periods. It’s easier to sign up when you first
Medicare Enrollment: Why It’s Important Read More »
If you have the Original Medicare health insurance plan, you might find gaps in your health coverage that you want to address. Fortunately, there are options to help Medicare beneficiaries supplement or replace their Original Medicare. There are two options: Medicare Advantage (an alternative way to get Original Medicare) and Medicare Supplement Plans (plans that
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Institutional Special Needs Plans (I-SNPs) remain a small part of the overall Medicare Part C landscape, but they are quickly rising in popularity. I-SNPs Explained This is a Medicare Part C plan that is exclusively designed to provide dedicated care coordination to a particular individual – this means I-SNP benefits are designed for those with
Special Needs Plans (SNPs) are a type of MA (Medicare Part C) plan that restricts enrollments to those who meet certain eligibility conditions. The plans provide benefits that serve the certain health needs of its members. There are three types of Special Needs Plans available: Chronic-Condition Special Needs Plans (C-SNP), Institutional Special Needs Plans (I-SNP),
As with most healthcare policies, Medicare plans have an Annual Enrollment Period. During this window, Medicare beneficiaries get a chance to review their medical coverage and make changes as they see fit. Medicare has one big Annual Enrollment Period from October 15 to December 7 every year. We know that these enrollment terms and letters
What is Medicare AEP? Read More »
